Home Buying Articles (15 articles found)

The young are being preyed upon, my friends, by the pernicious dragon of the housing market. A beast of brutal, untamed capitalism, that unfurls its leathery wings and sets flame to the dreams of an entire generation.

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Imagine this: you're gearing up for the ultimate adventure, armed with your trusty laptop and a steaming cup of coffee. Your goal? To conquer the mountainous terrain of mortgage deals and emerge victorious with the golden fleece of home loans.

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Is it preferable to work with a mortgage broker rather than a direct lender? Am I able to include the broker's fee in the loan's repayment? Getting a mortgage is a big investment, so these are natural concerns to have. Our experience tells us, however, that working with brokers is your best option.

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Moving house is infamously known for being one of the most stressful life events. It's understandable - it's potentially a LOT of work.

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Buyer's agents, real estate professionals that represent the buyer in a real estate transaction, they're growing in popularity. However, buyer's agents still only make up a small proportion of the real estate agent pool, but this number is growing.

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Australian homeowners have been hearing it everywhere: "record low interest rates, now it the time to refinance". What does this mean for them? How could this help them? And should they refinance their home? There are a lot of situations where refinancing could be very helpful for you, so here are the top 5 benefits to refinancing your home loan. Firstly, what is refinancing? Refinancing is when one replaces their current loan with another loan, with either their current lender or a different lender. Benefits to refinancing your home loanThere are a wide range of benefits to refinancing, the primary reason being your current home loan no longer meets your current needs.

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Brexit has unsettled the property market in many ways:-Net migration to the UK is at a ten year low. No doubt many immigrants are waiting to see if/when Brexit happens, OR they've given up on the idea of moving to the UK altogetherMany home buyers are anticipating a house price drop post-Brexit and are postponing looking for properties.

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To me, moving to a new home is just below going to the dentist and just above having my limbs broken. I hate it - primarily because I don't prepare adequately before the move.

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House buying is an experience, which - after going through some hard work and pain - eventually lets you become an expert opinion maker on house buying. The rule of thumb of buying a house is to keep your ground work ready in terms of the loans available to you, and the locality you would like to live in. Once you decide the budget range, you also need to find out how much cash you have to shell out as these days (post 2008 crash) you will get roughly an 80% to 85% loan and the remaining 15-20% needs to be oaid as a cash instalment.

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Buying a home is the biggest investment we will ever make. The process of purchasing a home very exciting but incredibly daunting.

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I remember my 20s - it seemed like every year I moved from one flat to another. And everytime, I'd hire a "man and van" or even just do it myself.

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There's no doubt that house prices have outpaced wages over many years, requiring house buyers to borrow more and more money. And of course, with the need to borrow more and more money, buyers are put under an ever more intense spotlight in regards to their ability to pay back the loan.

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Those who've moved before can confirm that relocating is a tiresome task. This is the main reason they consult a professional mover to move them.

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There's more to lighting than merely illuminating a room. Lighting should serve a specific purpose - perhaps to add to ambience to a room, or just add some background level light, or a task-orientated light - perhaps a spotlight on a desk for reading.

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My fiancee and I have lived in our current home for a little over three years. Upon moving in, the landlords were kind enough to allow us to build a garden in the front yard since the backyard gets poor light.

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